Prosperity Of Life Review – Breakthrough Program Or High-Ticket Trap?

Mindset and online wealth-building programs seem to be everywhere these days, but there’s something that makes Prosperity of Life (which used to go by Polaris Global) pop up in online chatter a lot more than most.

The big promise? Change your thinking, change your income.

Do it by selling personal development courses that can set people back thousands per purchase.

Sounds interesting, but it’s fair to wonder—is changing your mindset and selling digital education the formula for a legitimate online business? Or is Prosperity of Life just another high-priced funnel, more skilled at draining bank accounts than helping people earn online?

If online programs have ever burned you or you’re the type who likes to look into all the fine print before you get in, you’re in the right spot.

I put in plenty of hours looking over what this program is all about, what it’s not, and what real users think about it.

Whether you’re just curious, feeling skeptical, a self-improvement enthusiast, or you’re simply tired of “shiny object” distractions, here’s my super detailed, no-BS review of Prosperity of Life. No hype, no affiliation—just a deep look at what’s inside.

Prosperity of Life At a Glance

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Company Name: Prosperity of Life
Website: prosperityoflife.com
Founders: Shane Krider & Rachel Krider
Launched: Started as Polaris Global in 2009, rebranded to Prosperity of Life in 2013
Core Focus: Personal development with high-ticket affiliate marketing
Business Model: Sell digital mindset courses, get paid big commissions for recruiting new affiliates and customers

Overall Rating: 2.5 out of 5

My Number One Recommendation: Check It Out

What Is Prosperity of Life?

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Prosperity of Life is a digital education hub promising to help you transform your thinking and get “true freedom” — financial, emotional, and lifestyle — using mindset training plus an online business you can run from anywhere.

The company runs with the old principle: when you change how you think, your results follow, income included.

This philosophy is all packed into a selection of top-dollar video courses and live events. Unlike most self-help products, you’re encouraged to become an affiliate—basically, pay for the rights to resell the Prosperity of Life platform to others.

It’s a mix: personal growth meets commission-focused entrepreneurship. The core message is simple—personal transformation and a high-income opportunity together in one place.

The focus is on mentorship, community, and daily mindset reminders. If you vibe with the “thoughts become things” mindset or like the ideas from books such as The Secret and Think and Grow Rich, you’ll spot a lot of overlap. But here, the endgame isn’t just your transformation; it’s about turning that journey into a cash-flowing business too.

How Does It Work?

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Prosperity of Life works through a careful sales funnel that attracts people looking to better their lives and earn online.

Here’s what the usual path looks like:

• Lead Capture: You stumble upon an opt-in page or ad promising to “reveal the secret.” You drop your email to access a free video series.
• Video Series: You watch clips featuring the founders, testimonials, and an outline of how the “system” makes life and income changes possible. There’s lots of chat about higher thinking and online entrepreneurship.
• Application & Calls: Once interested, you book a call with a “business coach” who asks questions and walks through the details. Actual pricing only comes up after you’re pretty far along.
• High Ticket Offers & Licensing: You’re pushed toward buying digital education products and paying to resell them. Commission only comes if you’ve bought the products yourself—the classic “pay to play.”
• Email & Webinar FollowUps: If you don’t dive in right away, you get follow-up emails and webinar invites. The main messages stress success stories, potential income, and why now is the time to act.

Once you’re inside, the back office has the training, mindset content, and promo tools to market Prosperity of Life.

The main profits come from getting others to buy these packages and recruiting new affiliates underneath you. It’s a business rooted in ongoing recruitment and “duplication”—your growth depends on continuously bringing fresh faces into the mix.

Recommended Reading: Sandi Ecom Review – Legit Done‑For‑You Ecommerce Or Risky Investment?

Prosperity of Life Products

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All the products center on digital personal growth and entrepreneurship. Here’s what you’ll find inside:

Beyond Freedom Evolution

This is their flagship course, designed to help you “break free” of the old beliefs holding you back, understand manifestation science, and build actionable life and business habits.

You’ll see a focus on mindset, journaling, weekly “mastery” drills, and entrepreneurship sprinkled throughout. It aims to get you to think like a successful business owner, not just read self-help quotes.

Online Business System (OBS)

This is their own sales system that helps set up funnels for recruiting. It promises business automation—lead capture pages, email scripts, and done-for-you marketing so you can focus more on driving leads, less on tech. It’s mainly a branded autoresponder and funnel builder made to keep you recruiting with ease.

Live Events

Prosperity of Life holds big in-person events and retreats in dream destinations like Dubai, Fiji, and the Gold Coast. They’re billed as one oneofakind the chances to upgrade your thinking, make connections with top earners, and come back “transformed.” While not required, these events are both costly and positioned as game-changing.

Pricing Snapshots

• Beyond Freedom Evolution: Roughly $2,000 or higher
• Other Digital Courses: Individual items from $500 up to over $10,000 in some cases
• Online Business System: Paid monthly, often $150–$250 per month
• License Fee: Needed to unlock commissions—often $1,500–$3,000 upfront

The courses are self-development, but much of it overlaps with cheaper self-development books or widely available online content. What stands out is the business opportunity and the pressure to “upgrade” if you want to unlock extra commissions.

Prosperity of Life Compensation Plan Breakdown

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The Prosperity of Life plan is best summed up as high-ticket affiliate marketing with network marketing roots.

Here’s the structure:

• Affiliate Licensing: You pay to license and can only earn on products you’ve personally bought.
• Big Commissions: Typically 40-80% payouts, with the largest packages resulting in $1,000–$8,000 commissions if you’ve bought all products.
• Pass Up Sales: Usually, the first one or two sales are passed to your recruiter as a way to “qualify” you for earnings.
• Recurring & Backend Offers: There’s recurring commission potential from the OBS system and the possibility of backend upgrades or live event sales.
• Team Building: Expanding your affiliate “team” is key, since other’s qualifying sales can feed your income. More recruits = more commission.

The payouts are tempting if you’re comfortable selling big packages, but with upfront costs, you need a steady pipeline of buyers who also buy in big. Without it, hitting the promise of income freedom is tough.

How Much Does It Cost To Join Prosperity Of Life?

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The buy-in is steep.

Official numbers are mostly hidden until you agree to a call or get deep into the funnel. From online reviews and what real users share, the common costs are:

• Initial License Fee: $1,500–$3,000 upfront
• Course Packages: Anywhere from $500 up to $11,000 if you “go all in”
• OBS Subscription: $150–$250 per month
• Event Tickets/Travel: Usually $1,200 or more per trip (not counting airfare/lodging)
• Advertising: Optional, but many who succeed put real money behind ads to generate leads

The overall investment for new affiliates easily runs $5,000 or higher within weeks if you buy the main packages and hit an event early.

You can spend more if you stay “active” and attend regular events. If you’re brand new to business, this is a serious financial climb. If you’re already at home in high-ticket programs, it’s on the higher side but within expected ranges.

Budget is critical here—don’t invest anything you can’t afford to lose, and remember actual earnings take time. Ongoing monthly costs stick around as long as you stay in the game.

Who Is The Prosperity Of Life Program For?

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Prosperity of Life aims itself at a niche audience.

Here’s who might shine (and who may want to look elsewhere):

• Best For: People obsessed with personal growth, comfortable with spending up front, and who thrive in sales and daily networking environments.
• Also Works For: Natural salespeople, confident networkers, or those with a high “go big or go home” approach who like the energy of motivation and community.
• Not Ideal For: Anyone on a tight budget, skeptical of MLMs, or turned off by aggressive recruiting. If you would rather build passive, sustainable affiliate income at your own pace, this probably won’t be your scene.

The social side is a huge part here—daily group calls, accountability reminders, and plenty of “push” from those above you.

Many love the energy. If you prefer to learn at your own pace and avoid hype, this fastpaced environment may cause stress rather than lift you up.

Is Prosperity of Life a Pyramid Scheme or Scam?

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This is the question everyone wants answered.

Here’s how things stack up:

• Legit Sides: Prosperity of Life sells actual digital courses, and fans say the content helps their mindset. The events happen, and the business is registered and run openly. Top affiliates do make good money—mainly from sales and referring others to join.
• Gray Areas: A lot of income, especially at the beginning, relies on bringing others in and having them spend on high-ticket packages. Most “customers” are really business builders, not just people buying content. This puts Prosperity of Life squarely in the “MLM gray zone”—not a classic illegal pyramid, but not purely retail-minded either.
• Earnings Without Recruiting: You could just sell products, but most programs and success stories lean hard on building a team. It’s tough to earn a life-changing income without recruiting new affiliates under you.
• Transparency/Refunds: Info on pricing and commission is vague until after a few steps. Refund policies are strict—most sales of digital or event content are final, so you need to be certain before buying.

Authorities haven’t closed it down, as enough product value exists. But, if you’re super cautious about pyramid models, know that the bulk of revenue comes from bringing in new, paying members, not just regular retail buyers.

Make sure this is the kind of risk and business approach you’re fine with before investing big.

Real User Reviews and Online Reputation

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Success Stories

There’s no shortage of enthusiastic testimonials, both on the official Prosperity of Life site and scattered across platforms like YouTube and Facebook. People talk about mindset shifts, fresh confidence, and sometimes big commission checks or even quitting their jobs.

The winning members celebrate mentorship, an uplifting community, and global live events. $10k+ months do get mentioned in the best case studies.

Critical Reviews

Independent reviews are a lot more mixed. Top complaints include:

• Strong sales pressure and not enough clarity on total costs
• Some felt misled on either commissions or refund details
• A dominant focus on recruiting versus stand-alone product value
• Problems requesting refunds or finding support after purchase
• Some describe a “cult-like” culture and felt intense pressure from uplines

Ratings from the BBB and Trustpilot usually land around three stars. Positive reviews highlight community, encouragement, and some real results.

Negative reviews usually point to cost, confusion, refund problems, or regret at dropping big money with little return. As always, take extreme stories (either good or bad) with a grain of salt, but these patterns are worth weighing if you’re on the fence.

Pros of Prosperity of Life

• Strong Commission Potential: The high-ticket deals mean just a few sales can be a serious windfall for the right person. This can be motivating for skilled networkers or experienced marketers.
• MindsetFirst Community: If positive reinforcement and growth surround you, daily support and teamwork can help you stay on track.
• Professional Materials & Support: The sales funnel, marketing material, and group calls are slick and designed to boost a sense of purpose and momentum.
• Live Event Access: For people who thrive in real-world meetups, the events are a big value add (if you’re able to afford the trip and tickets).

Cons and Red Flags Of Prosperity of Life

• Big Financial Commitment: The buy-in and monthly upkeep add up quickly, and the pressure to stay active means costs stack fast.
• MLM Structure: Recruitment is not just encouraged—it’s central. If you’re uncomfortable with pay-to-play models, this will stick out right away.
• Vague Pricing & Pressure to Join: Real answers on products and commissions often don’t come until you’re several steps into the funnel. Be ready for a “sales first, details later” process.
• Sales Culture: Ongoing recruiting is required to earn big. The biggest checks go to those who continually bring in new affiliates able and willing to pay high-ticket entry.
• Refund Barriers: Most sales are considered final—a harsh surprise if you have second thoughts or hit an unexpected life snag.

Prosperity of Life Alternatives

If Prosperity of Life’s structure feels too intense or risky, several alternatives take a more accessible approach. Here are a few worth a glance:

• Wealthy Affiliate: Clear pricing, friendly to beginners, and focused on helping you build passive affiliate income in any niche (not just by recruiting). Training covers everything from website basics to creating content and traffic strategies, with helpful community support built in.
• Invincible Marketer: Offers in-depth affiliate marketing training for promoting a variety of products—not just the ones the platform sells. Transparent pricing, hands-on support, less emphasis on recruiting culture.
• MAP (Master Affiliate Profits): Prioritizes low-ticket offers and makes income through volume, not just one big sale. It’s easier to enter and try out, with less financial exposure.

These programs focus more on skills, business basics, and support, and let you avoid recruiter headaches.

Many can be started for free or at a lower entry, making them a safer bet for most people. Check out one of these if you want an online income plan with stability, skill building, and less risk.

Final Take – Is Prosperity of Life Worth It?

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Prosperity of Life brings together mindset, motivation, and high-ticket affiliate sales in a way few others do.

For some, the pressure, group energy, and accountability are exactly what keeps them from drifting or giving up, especially if you love personal development and jump at big opportunities. If you’re cool with spending upfront, enjoy recruiting, and thrive in a fast environment that pushes for results, it could be a match.

But the big costs and constant hustle to recruit are instant deal breakers for many. Most people end up losing money or drop out, worn out by the grind. While the selfdevelopment training is solid if you do the work, you can easily find similar courses and coaching for a fraction of the price, and without feeling obliged to turn all friends and followers into prospects.

Thinking about giving Prosperity of Life a try?

Make sure you ask a ton of questions, read the fine print, and never invest more than you’re comfortable losing.

Skip the hype, get clear on your own goals, and weigh your risk. If you crave a business model that’s more sustainable, less sales, and truly “yours,” there are options that offer stability and genuine lasting skills—often without the recruiting headaches.

Bonus: Free Affiliate Marketing Guide

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If you want to earn money online and avoid high ticket purchases and the recruiting grind, I made a free guide that walks through every step of starting a simple, scalable affiliate marketing business from scratch.

The method works even if you’re brand new, doesn’t require buying expensive courses or products, and you’ll gain skills to promote anything you care about—no need to hassle friends or recruit others.

Want to check out a beginner-friendly, proven program for free? Start here

No credit card is needed.

You can try the training, see the tools, and connect with real members before spending anything. If you’re done with pressure and just want something honest and doable, this is a solid place to jump in and see what’s possible.

Talk To You Soon

Cheers

Roopesh